The Credit cards born with the beginning of diners Club card in year 1951. This card is like his name-card kredit1alat intended as a payment in a banquet at the 27 restaurants in New York. Credit card industry issuing banks also continued to expand its services to the holders of the card. In general, the benefits for credit card holders are an advantage because the offering of a product, the facility of debt repayments, and get cash for emergency conditions.
Now it has a "Credit Card" is indeed a necessity, almost all the shopping you can pay by credit card. Unlike the earlier era of rampant credit card used to have is a symbol of prestige for the owner with a variety of credit cards in the wallet will progressively add "prestige" the owner, although it functions more as an ornamental wallet alone. With more and more merchants that accept credit card payments will be increasingly tempted to swipe the card holder for to satisfy their needs. No wonder people are less mature in use will be trapped into credit card debt in which he himself did not know what life would be paid. For those cardholders who have "broken" the liquidity of their debt repayments and then confusion and desperate need of advice from financial consultants, do not be surprised if you read dikoran then many of the birth of financial consulting services provider for credit card customers with problems.
Before you get stuck the credit card management issues that you consider bad it's good tips on how to manage credit card:
Use your credit card wisely
- Pay bills to pay off debt, because credit card interest rates are generally relatively expensive when compared to credit interest
- Pay your mortgage on time. By delaying your payments then it is likely that the money originally intended to pay the debt repayments can be used for other needs, too late if you repay the punishment is the application of interest.
- If you have not been able to pay the current installment, reduce the use of expenditures for the next period.
- Find other banks who provide transfers balance with a cheaper interest rate
Protect your credit card from crime
- Immediately sign (activation) of credit card replacement / extension and destroy old credit cards
- Destroy the evidence you accept credit cards, because it contains evidence some secret information associated with your card.
- Never send your card number by fax, because you can not control the recipient's fax data.
- Beware when you give your credit card number over the Internet or telephone. Make sure that the system or the person receiving the information is reliable or safe.
- Immediately call the calling center when you feel suspicious
Review history of the use of your card
Nothing wrong with re-learn your history using your credit card. Sometimes there is a possible transaction you are unsure that the transaction you are doing.
Get the right credit card and from a trusted publisher
- Alert with the card issuer that provides "the lure of" too sweet (too good to be true), there are offerings such as interest payments are 'ordinary cheapness "usually applies only for a moment only, then you should ready smoked.
- Find a publisher who does not charge an annual. Who knew there were publishers who graciously did not charge annual fees to consumers.
- Read back option benefits from your credit card, can be in the form of reward points, good health or car insurance, frequent flyer or facilities.
Many credit card issuers who offer products but is not going to benefit you earn even more problems that may arise after you become customers.
Now it has a "Credit Card" is indeed a necessity, almost all the shopping you can pay by credit card. Unlike the earlier era of rampant credit card used to have is a symbol of prestige for the owner with a variety of credit cards in the wallet will progressively add "prestige" the owner, although it functions more as an ornamental wallet alone. With more and more merchants that accept credit card payments will be increasingly tempted to swipe the card holder for to satisfy their needs. No wonder people are less mature in use will be trapped into credit card debt in which he himself did not know what life would be paid. For those cardholders who have "broken" the liquidity of their debt repayments and then confusion and desperate need of advice from financial consultants, do not be surprised if you read dikoran then many of the birth of financial consulting services provider for credit card customers with problems.
Before you get stuck the credit card management issues that you consider bad it's good tips on how to manage credit card:
Use your credit card wisely
- Pay bills to pay off debt, because credit card interest rates are generally relatively expensive when compared to credit interest
- Pay your mortgage on time. By delaying your payments then it is likely that the money originally intended to pay the debt repayments can be used for other needs, too late if you repay the punishment is the application of interest.
- If you have not been able to pay the current installment, reduce the use of expenditures for the next period.
- Find other banks who provide transfers balance with a cheaper interest rate
Protect your credit card from crime
- Immediately sign (activation) of credit card replacement / extension and destroy old credit cards
- Destroy the evidence you accept credit cards, because it contains evidence some secret information associated with your card.
- Never send your card number by fax, because you can not control the recipient's fax data.
- Beware when you give your credit card number over the Internet or telephone. Make sure that the system or the person receiving the information is reliable or safe.
- Immediately call the calling center when you feel suspicious
Review history of the use of your card
Nothing wrong with re-learn your history using your credit card. Sometimes there is a possible transaction you are unsure that the transaction you are doing.
Get the right credit card and from a trusted publisher
- Alert with the card issuer that provides "the lure of" too sweet (too good to be true), there are offerings such as interest payments are 'ordinary cheapness "usually applies only for a moment only, then you should ready smoked.
- Find a publisher who does not charge an annual. Who knew there were publishers who graciously did not charge annual fees to consumers.
- Read back option benefits from your credit card, can be in the form of reward points, good health or car insurance, frequent flyer or facilities.
Many credit card issuers who offer products but is not going to benefit you earn even more problems that may arise after you become customers.
